Holy Investments, Inc.
Disclaimer & Privacy Policy

RISK WARNING:

• Holy Investments, Inc., which owns and maintains Holyinvestments.com, its officers, members, Governors, representatives and/or employees are not, nor do they claim to be registered investment advisors or broker/dealers. Investing in micro cap or non-listed securities is considered highly speculative and any individual that chooses to invest in these securities should perform his/her own due diligence before making any investment decision. Investors should use information contained within this "Web Site" and "Reports" as basic due diligence and should research further before forming an opinion regarding the merits of investing in certain securities. Statements and information contained within this "Web Site" and "Reports" are presented as of the stated date and are subject to change without notice. Holyinvestments.com urges its readers to check any securities filings with the Securities and Exchange Commission (SEC) on the SEC’s Edgar web site located at www.sec.gov, before making an investment decision.
  
  Holyinvestments.com consolidates and disseminates information gathered from third party sources, which it believes to be accurate and liable, and presents this information on an "AS IS" basis. Holyinvestments.com through its proprietary systems and information acquired from third party vendors, has established a database of information, which contains valuable intellectual properties and Trade Secrets. Information received from the Holyinvestments.com database is to be for personal use only. Holyinvestments.com does not guarantee the completeness, accuracy or timeliness of this information. Holyinvestments.com, in no event shall be liable for any direct, indirect, incidental, punitive or consequential damages of any kind whatsoever with respect to the dissemination of materials and/or products within this "Web Site" and "Reports".
  
  As previously stated, information provided herein is believed to be true and accurate. Viewing of this "Web Site" and/or "Reports" shall not create an offer to buy or sell stock in any security in which information is disseminated nor shall it create any relationship, agency or otherwise between the viewer/subscriber and Holyinvestments.com.
   
• Holyinvetsments.com: Corporate Disclaimer
  
  All materials presented on our web site and in newsletters released to our subscribers are not to be regarded as investment advice and are only for informative purposes. Before making a purchase or sale of any securities featured on our website or mentioned in our newsletters, we strongly encourage and recommend consultation with a registered securities representative. This website is not to be construed as a solicitation to buy or sell securities. Companies that are featured in this website involve a high degree of investment risk and volatility. All investors are cautioned that they may lose all or a portion of their investment if they decide to make a purchase in any of our featured stock picks. Holyinvestments.com disclaims any responsibility for the research, opinions and positions taken by the authors and / or publishers in their individual cases or for any misunderstanding on the part of users. It should be understood that there is no guarantee that past performance will be indicative of future results. The accuracy or completeness of the information on our Website or within our newsletters, is only as reliable as the sources they were obtained from. Holyinvestments.com may hold positions in securities mentioned herein, and may decide to make purchases or sales in such securities featured on our Website or within our newsletters on a voluntary basis in the open market. Holyinvestments.com may receive compensation for the efforts in presentation, and dissemination of information on companies featured on our Website and within our newsletters. In order to be in full compliance with the Securities Act of 1933, Section 17(b) , any compensation received is included in this disclaimer below within each individual company as "Holyinvestments.com received cash or shares as compensation for its efforts in presenting and disseminating this information to the subscriber database of Holyinvestments.com and featuring the company on the Holyinvestments.com Website". Information presented on our website (see Fees for details) and within our newsletters contain "forward looking statements" within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. Any statements that express or involve discussions with respect to predictions, expectations, beliefs, plans, projections, objectives, goals, assumptions or future events or performance are not statements of historical fact and may be "forward looking statements." These statements involve risk and uncertainties that could cause actual results to differ materially.  There is no assurance the described transaction will be completed.  There can be no assurance of the ability of these companies to achieve sales goals, obtain contracts or financing, consummate acquisitions or achieve profitability in the future.  Forward looking statements are based on expectations, estimates and projections at the time the statements are made that involve a number of risks and uncertainties which could cause actual results or events to differ materially from those presently anticipated. Forward looking statements in this action may be identified through the use of words such as "expects'", "will," "anticipates," "estimates," "believes," or that by statements indicating certain actions "may," "could," or "might" occur. READERS SHOULD VERIFY ANY & ALL CLAIMS AND DO THEIR OWN DUE DILIGENCE BEFORE INVESTING IN ANY SECURITIES MENTIONED. INVESTING IN SECURITIES IS SPECULATIVE AND CARRIES A HIGH DEGREE OF RISK. We again encourage our readers to invest carefully and read the investor information available at the websites of the Securities and Exchange Commission (SEC) at: http://www.sec.gov and/or the National Association of Securities Dealers (NASD) at: http://www.nasd.com. Readers can review all public filings by companies at the SEC's EDGAR page. The NASD has published information on how to invest carefully at its web site. Thank you for taking the time to read through this. Terms & Conditions: Reproduction, duplication, or redistribution of this material within Holyinvestments.com in any form without prior written permission from Holy Investments, Inc. is strictly prohibited.
  
   
• An investment in an OTC:BB security is speculative and involves a degree of risk. Many OTC securities are relatively illiquid, or "thinly traded," which can enhance volatility in the share price and make it difficult for investors to buy or sell without dramatically effecting the quoted price or may be unable to sell a position at a later date.
   
• The material in this web site is for reference purposes and should not be regarded as an offer or solicitation to conduct investment business. Nor should it be regarded as a recommendation that any investment is suitable for a particular person. The accuracy of issuer documents and information that is submitted to Holyinvestments.com for inclusion on this site is principally the responsibility of the particular issuer and its management.   Holyinvestments.com is neither responsible for, or undertakes any steps to check, the accuracy of any information provided by OTC issuers to investors. You should confirm to your own satisfaction the veracity of any information prior to entering into any investment. The information on this site is not designed to be used as the basis for an investment decision.
   

  Privacy Policy

  Holyinvestments.com does not share with third parties any personal information you provide in connection with our products, without first obtaining your informed consent. Third parties, who may have access to personal information, include contractors or service vendors performing work on behalf of Holyinvestments.com and are contractually subject to Holyinvestments.com privacy policies and confidentiality agreements. In the event that court orders or laws mandate Holyinvestments.com to disclose personal information, .Holyinvestments.com will release the personal information as required by law.
   

  Holyinvestments.com sends you e-mail regarding products and services only if you have indicated you wish to receive e-mail from us. You may remove yourself from our e-mailing list at any time.  Holyinvestments.com only sends e-mail to customers regarding Holyinvestments.com services and other promotions, if the customer wishes to receive these e-mails. The customer has the ability to opt-out of these communications  through the removal option posted under the News Letter tab. 

  Holyinvestments.com will use reasonable efforts to comply with this privacy policy and will take prompt corrective action when it learns of any failure to comply with our privacy policy.  We welcome user feedback on any privacy concerns you may have, and on how to improve our services generally.  In light of the above and because of the complex and constantly changing nature of our technology and business, Holyinvestments.com does not guarantee error-free performance under this privacy policy. Holyinvestments.com shall not be liable for any incidental, consequential or punitive damages relating to this privacy policy. If you have any further questions or comments on our Privacy Policy, please contact us.   This Privacy Policy shall be governed by the laws of the United States.